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    Our Solutions | Remote Deposit Capture (RDC)

    Make deposits when and where it’s convenient for you.

    As a small business owner, every minute counts. Our Remote Deposit Capture (RDC) and Mobile Deposit solutions can help you reclaim lost time and travel expenses incurred when making check deposits.

    • Make deposits from your home or office
    • Quicker access to your funds, compared to a traditional deposit
    • Find deposit records via a searchable electronic archive of your check images1

    Mobile Deposit Capture

    Young woman depositing a check via scanning from her mobile phone

    • Ideal for Commerce Bank business customers who make infrequent and smaller check deposits (less than $7,500)

    • Make deposits by simply taking a picture of your check(s) with your mobile device

    • No fee — download the Commerce Bank Mobile App2 on your Apple® or Android® device

    Remote Deposit Capture

    Businessman inputting several checks onto computer

    • Better for businesses that make more than 20 deposits per month or larger check deposits (in excess of $7,500)

    • Easily access your check images and deposit data in our searchable database1

    • Make batch check deposits to save time

    • Flat monthly subscription fee3 means no surprise charges

    • Receive your first desktop check scanner at no charge.4

      Apply now

    Trends & Insights

    Small businesses are adopting big innovations in payments

    Small businesses can boost customer loyalty and efficiency by adopting modern, mobile-friendly payment solutions.

    How small businesses can navigate cash flow challenges.

    For many small businesses, managing daily finances can feel like a constant balancing act. Only when businesses take control of their cash flow strategies do they begin to feel true financial stability.

    The digital payments revolution

    Organizations that embrace digital transformation will now position themselves for improved cash flow management and data-driven decision-making capabilities that support sustainable growth in an increasingly competitive business landscape.

    Have a question?

    Need more information regarding our services? We are ready to answer your questions.

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    Disclosures:

    1. Check images and deposit data deposited via Small Business Remote Deposit are stored for 18 months.
    2. There is no fee to use Mobile Banking. Message and data usage fees may apply; check with your wireless or VoIP provide for more information. Sole proprietors may also view his/her Commerce Bank personal account activity and balances and may transfer funds between the sole proprietor’s Commerce Bank business account and his/her personal deposit accounts.
    3. The monthly fee for Remote Deposit $30 per business. There is a $15 discount rate available for Small Business Options account holders.
    4. The standard scanner model with the service is the RDM EC9611. Bank-issued scanners must be returned at termination of service. Additional scanner models are available for a fee.

    To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version.

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