Premium Fund Trust Account | Commerce Bank

The Premium Fund Trust Account allows insurance agents to easily manage the unique requirements and circumstances regarding the collection of insurance premiums. This checking account is specifically designed to help insurance agents keep track of funds while avoiding costly complications, knowing that the premium funds are held separately from your operating budget.

$15 monthly service charged waived when partnered with a Commerce Small Business checking account
No transaction fees
Receive email notifications for returned deposit items
Set up a direct ACH transfer of policy holder premiums to your parent insurance company

Trends & Insights

Small businesses are adopting big innovations in payments

Small businesses can boost customer loyalty and efficiency by adopting modern, mobile-friendly payment solutions.

How small businesses can navigate cash flow challenges.

For many small businesses, managing daily finances can feel like a constant balancing act. Only when businesses take control of their cash flow strategies do they begin to feel true financial stability.

The digital payments revolution

Organizations that embrace digital transformation will now position themselves for improved cash flow management and data-driven decision-making capabilities that support sustainable growth in an increasingly competitive business landscape.

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